What’s the Difference Between Receiving Reimbursements by ACH vs. Check?

ACH and check reimbursements differ in processing speed, security, and convenience.

Feature	ACH (Direct Deposit)	Check
Processing Time	Funds are deposited directly into your bank account within 1–3 business days	Mail delivery can take 5–10 business days
Security	No risk of lost or stolen checks	Can be lost or stolen
Convenience	No need to deposit a check	Requires manual deposit
Cost	Free	May have fees for check reissuance if lost or stolen

ACH is generally the preferred method due to faster processing and greater security.

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