Can I apply for financial assistance to help pay for COBRA?

COBRA premiums are generally the responsibility of the individual, but there are a few options for financial assistance:

• The Health Insurance Marketplace may offer subsidized plans that could be more affordable than COBRA. A qualifying event for COBRA also allows for a special enrollment period in the Marketplace.
• State programs may offer assistance for individuals who meet income requirements.
• In some cases, an employer may subsidize COBRA premiums for a limited time as part of a severance package.

It is recommended to compare COBRA costs with other available coverage options to find the best fit for your financial situation.

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